Guides for life in Germany
German contracts, explained in your language
Insurance, electricity, internet, loans: what to prepare, what the terms mean and what to do in which order. Clear and jargon-free.
Car insurance guide →Switch deadline: 30 NovGuides
Car insuranceCompare and switch insurer by 30 November.Electricity and gasChange supplier without losing supply.InternetDSL, cable or fibre: what matters in the contract.LoansHow to read offers and what the effective rate means.Bank accountOpening an account, basic account, switching banks.Credit cardCharge or revolving: understand the costs.Pension insuranceKey terms, costs and requesting offers.MortgageEffective rate, purchase costs and repayment.
How we work
We explain the termsEach guide tells you what to prepare and what the German terms mean.
We name our sourcesWe check facts on official websites and state the date we checked.
You compare yourselfThe calculator is a partner’s advertisement. You enter your data and decide yourself.
News
-
Card fraud: what you can do about unauthorised charges
Is there a charge on your credit card statement or bank statement that you did not make? Calm, quick action helps. This article summarises…
-
Electricity and gas: what applies when your price goes up – and how long you can cancel
When your electricity or gas supplier wants to raise the price, you usually get a letter. The supplier has to keep to certain deadlines,…
-
No-claims class (SF-Klasse) when switching car insurance: what to know
The no-claims class (Schadenfreiheitsklasse, SF-Klasse for short) shows how long you have driven without causing an accident. It helps set your premium for third-party…
No advice. This site provides information and points to comparison calculators. We do not recommend any specific insurance, tariff or loan and we do not broker contracts. The calculators are advertising (marked “Werbung”); if you sign a contract through them, we may receive a commission.